We are the manager and issuer of Harbour Investment Funds.
Each Fund has rules and objectives, which fit different types of investors and financial goals. Some investors choose one Fund, and others choose a blend of Funds.
Types of Fund
Our Funds fall into three basic investment categories.
Designed to grow your capital over the longer term. These tend to be higher risk and higher return.
Designed to provide a steady income, and some capital growth. These tend to be medium risk and medium return.
Designed to protect your capital, and often used as a risk-diversifier for those who hold riskier investments. These tend to be lower risk and lower return.
Compare Harbour Investment Funds
Click on the sail buttons below to compare the different types of Funds.
| Risk/return profile | Investment horizon | Fees (estimate) | Pays distribution? | ||
|---|---|---|---|---|---|
| Harbour Australasian Equity Fund | An actively managed growth fund, providing exposure to Australasian listed equities (usually 25 to 45 at a time). | Higher |
long-term |
1.07%pa |
no |
| Harbour Australasian Equity Focus Fund | A concentrated 'best ideas' growth fund, holding Australasian listed equities (usually 15-25) which receive a high rating from our in-house analysts. | Higher |
long-term |
1.09%*pa |
no |
| Harbour Australasian Equity Income Fund | A diversified portfolio of Australasian listed equities (usually 40-60), designed to generate consistent levels of income with less volatility than other equity funds. | Medium |
long-term |
1.03%pa |
yes |
| Harbour NZ Equity Advanced Beta | This NZ equities Fund bridges the gap between active and passive management. It tracks the S&P/NZX Portfolio Index, but with tilts towards companies which score well in our financial models. | Medium |
long-term |
0.45%pa |
no |
| T Rowe Price Global Equity Growth Fund | A global growth-oriented portfolio of equities, managed by Baltimore-based T. Rowe Price. The Fund includes securities with strong growth opportunities in emerging markets as well as developed markets. | Higher |
long-term |
1.17%pa |
no |
| Harbour Real Estate Investment Fund | An actively-managed fund that invests predominantly in listed companies which derive their economic value from owning or controlling real estate. | Lower to medium |
medium-term |
0.72%pa |
yes |
| Harbour Long Short Fund | An actively managed fund which invests principally, through both long and short positions, in listed Australasian equities. | Medium |
long-term |
0.99%*pa |
no |
| Harbour Active Growth Fund | A diversified fund designed for investors who want to generate capital growth through a range of domestic and global assets. | Medium |
long-term |
0.95%pa |
yes |
| Risk/return profile | Investment horizon | Fees (estimate) | Pays distribution? | ||
|---|---|---|---|---|---|
| Harbour Income Fund | A diversified fund designed for investors who want to generate a steady and sustainable income across all market cycles, without sacrificing capital growth. | Lower to medium |
medium-term |
0.63%pa |
yes |
| Harbour NZ Corporate Bond Fund | A fixed interest fund that is designed to capture the yields available from investment grade NZ corporate bonds. | Lower |
medium-term |
0.45%pa |
yes |
| Harbour Australasian Equity Income Fund | A diversified portfolio of Australasian listed equities (usually 40-60), designed to generate consistent levels of income with less volatility than other equity funds. | Medium |
long-term |
1.03%pa |
yes |
| Harbour Real Estate Investment Fund | An actively-managed fund that invests predominantly in listed companies which derive their economic value from owning or controlling real estate. | Lower to medium |
medium-term |
0.72%pa |
yes |
| Harbour Active Growth Fund | A diversified fund designed for investors who want to generate capital growth through a range of domestic and global assets. | Medium |
long-term |
0.95%pa |
yes |
| Risk/return profile | Investment horizon | Fees (estimate) | Pays distribution? | ||
|---|---|---|---|---|---|
| Harbour NZ Core Fixed Interest Fund | An actively managed fund that holds a mix of NZ Government and corporate bonds, designed as a risk-diversifier for those investors that also hold riskier assets such as equities and property. | Lower |
medium-term |
0.63%pa |
yes |
| Harbour NZ Corporate Bond Fund | A fixed interest fund that is designed to capture the yields available from investment grade NZ corporate bonds. | Lower |
medium-term |
0.45%pa |
yes |
| Harbour Enhanced Cash Fund | An actively managed fund designed for investors who want liquidity and a higher return than short-term interest rates would generate at a bank. | Lower |
short to medium-term |
0.25%pa |
No |
| Risk/return profile | Investment horizon | Fees (estimate) | Pays distribution? | ||
|---|---|---|---|---|---|
| Harbour Australasian Equity Fund | An actively managed growth fund, providing exposure to Australasian listed equities (usually 25 to 45 at a time). | Higher |
long-term |
1.07%pa |
no |
| Harbour Australasian Equity Focus Fund | A concentrated 'best ideas' growth fund, holding Australasian listed equities (usually 15-25) which receive a high rating from our in-house analysts. | Higher |
long-term |
1.09%*pa |
no |
| Harbour Australasian Equity Income Fund | A diversified portfolio of Australasian listed equities (usually 40-60), designed to generate consistent levels of income with less volatility than other equity funds. | Medium |
long-term |
1.03%pa |
yes |
| Harbour NZ Equity Advanced Beta | This NZ equities Fund bridges the gap between active and passive management. It tracks the S&P/NZX Portfolio Index, but with tilts towards companies which score well in our financial models. | Medium |
long-term |
0.45%pa |
no |
| T Rowe Price Global Equity Growth Fund | A global growth-oriented portfolio of equities, managed by Baltimore-based T. Rowe Price. The Fund includes securities with strong growth opportunities in emerging markets as well as developed markets. | Higher |
long-term |
1.17%pa |
no |
| Harbour Real Estate Investment Fund | An actively-managed fund that invests predominantly in listed companies which derive their economic value from owning or controlling real estate. | Lower to medium |
medium-term |
0.72%pa |
yes |
| Harbour Long Short Fund | An actively managed fund which invests principally, through both long and short positions, in listed Australasian equities. | Medium |
long-term |
0.99%*pa |
no |
| Harbour Active Growth Fund | A diversified fund designed for investors who want to generate capital growth through a range of domestic and global assets. | Medium |
long-term |
0.95%pa |
yes |
| Harbour Income Fund | A diversified fund designed for investors who want to generate a steady and sustainable income across all market cycles, without sacrificing capital growth. | Lower to medium |
medium-term |
0.63%pa |
yes |
| Harbour NZ Corporate Bond Fund | A fixed interest fund that is designed to capture the yields available from investment grade NZ corporate bonds. | Lower |
medium-term |
0.45%pa |
yes |
| Harbour NZ Core Fixed Interest Fund | An actively managed fund that holds a mix of NZ Government and corporate bonds, designed as a risk-diversifier for those investors that also hold riskier assets such as equities and property. | Lower |
medium-term |
0.63%pa |
yes |
| Harbour Enhanced Cash Fund | An actively managed fund designed for investors who want liquidity and a higher return than short-term interest rates would generate at a bank. | Lower |
short to medium-term |
0.25%pa |
No |
This is just a general guide and is not personalised financial advice. We recommend you seek advice from your investment advisor for more information, including what risk/return profiles may suit your needs. All fees are annual estimates, excluding GST. Actual fees for the most recent financial year are available in the Fund Updates, published quarterly.
* May pay a performance fee, see Product Disclosure Statement for more details.
Offer documentation, such as our Product Disclosure Statement, Statement of Investment Policy and Objectives, and Other Material Information can be found on the footer of our website, or on the Disclose register. These documents have been prepared in accordance with the Financial Markets Conduct Act 2013 (FMC Act).
Harbour Investment Funds are Portfolio Investment Entities (PIEs). You can read more about what PIE means on the Inland Revenue website.
Stylised risk and return profile of Harbour Investment Funds
What Fund is right for me?
At Harbour we don't give financial advice, we only manage money. If you aren't sure what types of investment are right for you, or what your risk appetite is, we recommend that you seek advice from a qualified financial advisor, or use the investor information at sorted.org.nz.
For larger clients with over $5 million to invest
We may be able to offer a tailored portfolio service. To find out more information about your investment options, please contact us.